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Foundations In Personal Finance

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Items 1 - 30 of 57
  • Item #: 058149
    Retail: $149.99
    Rainbow Price: $117.95

    Foundations in Personal Finance for Homeschool is a complete, turnkey, high school curriculum designed to fully equip homeschool teachers with everything needed for a dynamic learning experience. We've included lesson plans, teaching delivered via video by Dave Ramsey and his team of experts, and a blended learning website, foundationsU.com. In addition, more than 35 activities are included which focus on providing 21st century personal finance knowledge and skills in a student-centered approach to learning.

    This set includes:

    Teacher's Edition on CD-ROM:

    This brand new addition to the Foundations in Personal Finance for Homeschool curriculum is a 160-page digital teacher guide on CD-ROM with more than 35 activities, case studies, and assessments.

    Instructional Videos

    This set of 5 DVDs offers more than 12 hours of engaging classroom instruction taught by Dave Ramsey, Rachel Cruze and Chris Hogan.

    Student Text

    The Foundations in Personal Finance for Homeschool Student Text is a comprehensive, 288-page student soft-cover consumable.

    foundationsU Blended Learning Site

    Our Foundations in Personal Finance for Homeschool curriculum comes with access to our blended learning site. FoundationsU.com is full of interactive tools, relevant articles, and real-world activities on a student-focused website designed for all devices.

  • Item #: 050845
    ISBN: 9781936948291
    Retail: $19.99
    Rainbow Price: $16.50

  • Item #: 050708
    Retail: $117.99
    Rainbow Price: $93.95

  • Item #: 058148
    ISBN: 9781936948192
    Retail: $29.99
    Rainbow Price: $25.95
  • Item #: 018810
    ISBN: 9781580370912
    Retail: $11.99
    Rainbow Price: $8.95

    The purpose of Personal Finance is to provide children with a solid background in money matters by offering a brief overview of fundamental financial topics. The book starts off with the exploration of career choices and then progresses to banking issues generally related to checking and savings accounts. The remaining content of the book covers the following topics: various types of insurance (auto, life, and property), investing in stocks and bonds, decision making in large purchases like a car or home, and the various classes of taxes (income, employment, sales, and property). Although the majority of the topics included in this workbook are not new to children, the extensive collection of hands-on assignments allow the child to develop a better understanding by applying the concepts to his personal experiences. After completing the exercises in this book, your child will know how to perform important real-life activities such as writing a check, reconciling a bank account, preparing a budget, and filing an income tax return. This workbook is consumable with limited classroom reproduction rights. Answers are included. ~ Enh

  • Item #: 046281
    ISBN: 9781465440006
    Retail: $9.99
    Rainbow Price: $7.50

  • Item #: 004531
    ISBN: 9780942617382
    Retail: $14.95
    Rainbow Price: $14.35
    p> Uncle Eric (Richard Maybury) explains that we all formulate models to evaluate information. Models are, in essence, our basic belief systems. Whether a particular fact is important, unimportant, likely true or likely false depends on our model. This book is the foundation for Whatever Happened to Penny Candy and Whatever Happened to Justice?

  • Item #: 032422
    ISBN: 9780071343077
    Retail: $13.00
    Rainbow Price: $7.98

    There is a joke making the rounds online that describes how many of us view word problems. It goes something like this, "If you have 4 pencils and I have 7 apples, how many pancakes will fit on the roof?" If this describes you or your student, then let me tell you about this great resource.

    Beginning with the foundational information of how to work word problems, each chapter then provides explanations of the differing types of word problems. Examples follow with detailed solutions. An additional 65 word problems are found at the end of the book (with answers) to provide more practice in all of the skill areas. The algebraic word problem skills covered include numbers; time, rate and distance; mixtures; coins; age; levers; finance; work; plane geometric figures; digits; solutions using two unknowns and quadratics. This practical resource will de-mystify pesky word problems in your student's math book, provide standardized testing preparation or provide supplemental practice for the Life of Fred curriculum. PB. 196 pgs. ~Deanne

  • Item #: 059369
    ISBN: 9781579128951
    Retail: $19.99
    Rainbow Price: $13.95

    The Periodic Table of the Elements is commonly known to most people, especially those who know chemistry. Theodore Gray & Nick Mann have compiled photographs of the elements in their pure state and some of their compounds in one of the most beautiful books I have ever seen on this subject. He first explains how the Periodic Table came to be and then explains each of the categories of elements represented within the table. Then element by element, he goes through the whole table. A two-page spread (four pages each for gold, iron, aluminum, uranium, lead, and copper) is dedicated to each element. The first page is a full-color, full-page photo of the element in its pure state (when possible), the second offers photos of the way you may see the element being used in everyday life. This resource is smart as well as beautiful, and includes information about the element such as the atomic weight, density, atomic radius, crystal structure, atomic emission spectrum, chemical symbol, and an explanation of how it is used and special features of the element. Elements are the foundation for the tangible items that we see daily; this book connects the science visually. Theodore Gray even offers an interactive Periodic Table at periodictable.com; it includes some of this same beautiful photography of items found in his personal collection of elements. 240 pp, sc. ~ Donna

  • Item #: 057181
    ISBN: 9781611030778
    Retail: $20.00
    Rainbow Price: $15.50

    It's often been said that the single most important skill for test-taking success is good reading comprehension. I totally agree. Even math section scores will be higher if the student reads carefully. Providing a pretest and posttest, along with in-depth instructional sequences, this book will positively impact reading comprehension skills. The pretest is unusual in its length, with excerpts from eight different types of writing and detailed answer explanations that provide great help in understanding why you missed a question. The twenty lessons are organized into four units – building a strong foundation, structure, language/style, and reading between the lines. Introductory information at the beginning gives specific suggestions for becoming an active reader – skimming ahead/jumping back, marking up the text, highlighting or underlining, circling unfamiliar words, making notes in the margins, and making observations. Lessons are detailed and varied. For instance, lesson 4 on the difference between fact and opinion includes a lesson summary, a page of detailed instructional material, and three practice exercises, two of which include a passage and questions (with answers) and a third which actually allows you to manipulate sentences back and forth between fact and opinion. Another type of lesson, such as lesson 14 on tone, starts with a lesson summary then walks the student through different examples of how tone influences meaning and exercises on analyzing tone from several examples. The concluding posttest utilizes the same methodology as the pretest – excerpts from different types of writing and detailed explanations of answers. A ten page study skills section in the appendix provides excellent suggestions and effective tips. If you feel like you're just getting started when you come to the end of the book, there's a code in the book that gives you access to additional reading comprehension practice with immediate scoring, detailed answer explanations, and personalized recommendations for further practice and study. This seems an excellent resource for solid high school level reading comprehension skill-building which, of course, is excellent preparation for standardized and college entrance testing. 214 pgs, pb. ~ Janice

  • Item #: 037519
    Retail: $29.99
    Rainbow Price: $22.95

    Children today tend to be more technologically savvy than their parents and even older siblings. Yet the importance of learning the foundational skills remains. This engaging typing program has been uniquely created for young typists. Through the charm of various Disney characters, children are taught to use their "magical typing skills" to reach the palace. Whether freeing the Princess from the hedge that has engulfed her to the typing games found at the Palace Faire, children will be motivated to learn the typing skills necessary as the delightful, enchanting stories unfold. Children will practice their typing skills through various Disney stories including Pinocchio, Tangled, The Little Mermaid, The Lion King, Snow White and the Severn Dwarfs, Cinderella, The Jungle Book, Princess and the Frog, Beauty and the Beast, and Aladdin.

    The CD-ROM provides ten typing courses to reach all skill levels, visual hand guides, progress reports and hundreds of lessons and challenges. Your children may beg you to play Mickey's typing adventure (shhh, the educational value secret is safe with me!). Powered by the time proven Typing Instructor. Personal License: Install on up to 2 computers and not to exceed 5 family members. Internet access required to activate. Computer requirements: Pentium 4, Windows PC-Windows 8, Windows 7, Vista or XP. 400mb Hard drive space, CD-Rom drive, 16 bit sound card, and speaker/mouse. Mac requirements: Mac OS 10.6 or higher; Power PC G4/G5 or Intel Core Duo Processor, 500 mb Hard drive space and speakers/mouse. Both require 1280x768 16 bit or higher display. ~Deanne

  • Item #: 020847
    Retail: $15.00
    Rainbow Price: $9.68

    When we added the AVKO Sequential Spelling program several years ago it was because we had received countless requests from our customers. Since then it has consistently garnered strong positive feedback and rave reviews. In this book, the author of that program, Don McCabe, provides not only his autobiographical information but also the process whereby the AVKO program and methodology was "discovered". The book's lengthy subtitle - a dyslexic tells how luck enabled him to learn to read and how his blissful ignorance and stubbornness enabled him to discover an easy, common sense way to teach other dyslexics to read and write - pretty much nails the contents. If you have a student with language issues - almost any language issues (and the definitions for dyslexic are just about that vague) - then you will find help and hope in this book. The author's personal story - from birth to near death - is told in a very readable, tongue-in-cheek manner. Throughout his story he points to the life experiences that illustrate a particular principle or insight. However, if you don't want to know his story, the author helpfully points you to the particular chapter where you can find out what dyslexia really is and how you can best "identify," "treat," or "prevent" it or to the chapter where you will find the most information for actually helping a dyslexic student. You can expect to find the same practical, word family and pattern approach to language that characterizes Sequential Spelling as well as a wealth of educational experience and expertise. 288 pgs, pb. Janice

  • Item #: 063679
    ISBN: 9780849964794
    Retail: $12.99
    Rainbow Price: $7.25

    Teaching our children how to handle money is often “caught and not taught,” yet, how many of us learned our own personal money skills in the school of “hard knocks?”

    As parents, we want to set a good example of money management, but what if our ideas of money management are just not clicking with our child (or spouse!). Have you ever considered that you may have different money personalities? In the grand scheme of things, money is simply a tool, a means to an end, and that end is quality relationships with our spouse, children and the world around us. Delving into the heart of money relationships—the deep seated assumptions and beliefs that each of us bring to the money decisions we make—the authors expand on the five types of money personalities: saver, spender, risk taker, security seeker, and flyer, to help us identify our unique money personalities. Then the book moves on to assess the money personalities of our children through a designated assessment link and code. With this foundational understanding, the authors provide practical advice and encouragement for teaching our children basic money skills. The following sections are divided into 3 age groupings: 5-12 years, 13-17 years and 18 and beyond, with insights and ideas specific to the five money personalities. Also included are parental “button pushers” to be aware of in order to prevent us from over reacting and derailing these important conversations. A great tool to understand how different children approach and deal with money that would be a great go-along for parents whose children are working through the Dave Ramsey Foundations in Personal Finance course or the Money Matters for Kids/Teens series. 257 pgs, sc. ~ Deanne

  • Item #: 032881
    ISBN: 9780890518052
    Retail: $13.99
    Rainbow Price: $10.75

     The course is laid out in 180 daily lessons but equals only ½ high school credit. Most families will find it do-able to  double up on the lessons to finish in one semester. The suggested schedule is printed in the book and offers space to record due dates for assignments and grade recording. Worksheets are provided to accompany the book and DVD, along with quizzes, tests, and an answer key. This study will biblically prepare your high school student to be fiscally responsible even if the government isn't. ~ Donna

  • Item #: 020495
    ISBN: 9780974361635
    Retail: $34.00
    Rainbow Price: $29.66

    For those of you who want to teach using the classical method, the authors of this book, Harvey and Laurie Bluedorn, have long believed and implemented this in their own homeschool. In this book they combine their knowledge and experience to present a spiritual and philosophical foundation and a practical program for Christian homeschooling in the classical style. The first four chapters discuss the reasoning and logic of teaching with classical education, a discussion of why parents should be in charge of their students' education, problems with classroom (public) schools, and an explanation and description of what the trivium is. The next three chapters study one element of the trivium each - language, logic, and rhetoric. Each chapter presents the topic, arguments for teaching it, guidelines for teaching, where to start, what children should be learning at appropriate age levels, and other tips and advice for incorporating these core subjects. Chapter eight follows the same basic format, delving into the study of literature. In chapter nine, the Bluedorns offer principles for the study of historical literature. The following chapter provides lots of advice and help for different methods and approaches to homeschooling in light of the trivium, such as the Charlotte Mason approach, unschooling, unit studies, and others. Part two of the book, The Practical Trivium, hold chapters listing things children should do at particular ages - ten things to do with students before age ten, ten through twelve, thirteen through fifteen, sixteen through eighteen, nineteen and onward, and finally the last chapter, Life's Goals Begin at Home. Appendix one includes 16 different articles discussing the trivium, education, and other related issues. Appendix two provides an thorough resource list, outlining general resources and those for language arts & English, rhetoric, literature, history, government, law and economics, languages, mathematics, logic, Bible and theology, philosophy, science, art and music, and other miscellaneous resources. While you may not agree with all of the personal philosophy in this book, if you want to teach from the trivium and are looking for a guide to implement a classical education in your homeschool, this is a very complete and thorough guide from experienced authors. - Melissa

  • Item #: 002417
    ISBN: 9780812039245
    Retail: $8.95
    Rainbow Price: $7.25

    When young Manya, or Marie, was only four, she shocked her family by correcting her seven year-old sister's reading. Surprisingly, they worried that she was learning too much for her age, and they sometimes refused to let her near a book! However, it soon became apparent that Marie was not only very intelligent, but she absolutely loved school. In fact, studying became a haven for Marie, who constantly worried about her mother's failing health and her family's slim finances. Upon her graduation from her Polish high school, she knew she wanted to study science at the Sarbonne in Paris, but family obligations and finances put off her dream for several years while she worked hard and saved money. It was at this point in her life she decided she was not going to be "beaten down by persons or events" – a philosophy she took to heart for the rest of her life. A fascinating, inspiring, and well-written biography, it will have readers wanting to cheer Marie on every step of the way as she tirelessly pursues her goals of learning even through hardship and tragedy. The biography covers Marie Curie's life through her death, and closes with a series of discussion questions, a list of recommended references, and a glossary. By Ann E. Steinke, 124 pgs.

  • Item #: 068895
    ISBN: 9781944482039
    Retail: $22.00
    Rainbow Price: $19.95

     The Answer Key & Teacher Guide contains an optional 1-year and 2-year course schedule and the answers to all exercises and all the 9 exams included on duplicated student pages (214 pgs, pb). 

  • Item #: 019881
    ISBN: 9780974342573
    Retail: $19.00
    Rainbow Price: $15.95

    All one needs to do is open the newspaper, listen to a political debate, watch a recent Hollywood film, or pay attention to any number of other things involving, or composed by, humans to understand that at the basis of every idea and thought are certain assumptions. These assumptions, and the beliefs that are connected to them, are, in essence, the worldview of the person holding them. This book, then, is essentially a look at worldviews and the values that spring from them to influence behavior and shape the culture in which we live. Author Christian Overman traces foundational assumptions all the way back to the ancient Greeks and examines the assumptions held in five key areas – God, creation, humanity, moral order, and purpose. The overall goal of the book is to "…help people better understand the times in which we live – so we will know what to do…" as in I Chronicles 12:32. A very practical and down-to-earth book that really brings an awareness of just how important those deeply held thoughts are. Chapters end with a short summary and a handful of thought provoking discussion questions. 192 pgs, paperback. ~ Zach

  • Item #: 009465
    ISBN: 9780892217380
    Retail: $15.99
    Rainbow Price: $10.33

    This children’s book is designed to help parents teach 30 Bible doctrines. First is an overview of the Gospel, from Creation to until Christ’s return, related through rhyming quatrain poetry. The best part of this book, I feel, is the Bible lesson portion. The 30 lessons cover key distinctives of the Christian faith: grace, the trinity, sin, judgment, forgiveness, etc. Each lesson begins with a brief Scripture and then a brief explanation of each doctrine. Families can memorize the Scripture and the doctrines (as a Catechism). Then, “Tuck in Questions” spur discussion with your children. Two questions are provided for each lesson and then one is allowed for personalization. Notes at the bottom of each lesson indicate which page to find the detailed “Additional Helps” for the parent. These Helps expand on doctrine, providing specific verses for support. This portion would serve as a good review for the parent or an overview for a new Christian. A minor negative are the illustrations. Some of the portrayals are a bit odd: hell, for example, is drawn as though it is a sinkhole. Overall, this is a book which will help pass on your Christian faith. Foreword by Ken Ham. 8 1/8” x 10 1/8”, 99 pp, hc. ~ Ruth

  • Item #: 025619
    ISBN: 9780689711305
    Retail: $7.99
    Rainbow Price: $5.95

    The things that Lisa, her older sister Ruth, her younger sister Annie, and her mother had to endure is incredible. They lived in Berlin in 1938 when the Nazis were first starting to take over. Lisa's father, who is referred to as Papa, decides in the very beginning of this story to leave Germany and establish a foundation for his family in America. Meanwhile, life in Berlin is getting more dangerous for Jewish people, and as the threat of war is turning into reality, Papa sends a letter over, suggesting that his wife and their daughters flee to Switzerland, masking the emigration as a vacation. Mother is allowed to bring only 10 marks per person with her, which puts her in a very challenging financial situation. She keeps Annie with her and is forced to send Ruth and Lisa to a camp where there are other children in similar situations or without parents at all. The girls don't get enough to eat and don't have the kind of care that all children need. After they visit their mother, she senses this and takes them out of the camp. Pretty soon, all three girls are sent to live with three different families in Zurich, where they are well-nourished and thrive. Mother collapses from pneumonia and spends this time in the hospital. She recovers and the family is on their way to being reunited with their father, whom they have not seen for nearly a year by this time, as he has been saving for their tickets to America. Sonia Levitin tells a touching, and very real story, that I am sure was sadly not uncommon.

  • Item #: 004735
    ISBN: 9781250106940
    Retail: $25.99
    Rainbow Price: $17.95

    Sounds like an oxymoron doesn't it? The reality is there really is such a thing as common sense economics, especially as it relates to wealth and prosperity. Laying a solid foundation for beginning economists and helping advanced students/adults see the bigger picture of the impact of economic policy changes, this book seeks to alleviate economic illiteracy through key principles that equip us to make wise personal and policy choices. In Part 1, readers will explore the twelve key elements of economics. In this section, you will learn the true meaning of costs, why prices matter, how trade furthers prosperity and how the production of goods and services people value (and not just jobs) provides the source of high living standards. In Part 2, the seven sources of economic progress are explored with a focus on the major factors that underlie the growth process. Privately owned property, competition, limits on government regulation, efficient capital investments, monetary stability, low tax rates and free trade are covered in this section. Part 3 examines the role of government in common sense economics. Thoroughly explaining ten elements of clear thinking about economic progress and the role of government, you will quickly realize that the government does have a role in a successful economy, it may just need redefined. Part 4 concludes the economic study with twelve key elements of practical personal finance. Topics include your personal comparative advantage, entrepreneurship, budgeting, financing, savings, investments and diversifying, and teaching your children how to earn and spend money wisely. Including an extensive note section and index along with a website dedicated to the study of common sense economics, this well-organized exposition of economics will educate teens and adults with a thorough and practical understanding of economics and the impact it has on our lives. Worth noting is that the author has supplied a wealth of online resources, at the request of educators, to specifically provide a comprehensive economics course survey. HC. 227 pgs. ~Deanne

  • Item #: 073542
    ISBN: 9781609990947
    Retail: $0.00
    Rainbow Price: $45.00

  • Item #: 068590
    ISBN: 9781683440352
    Retail: $63.96
    Rainbow Price: $45.75

  • Item #: 069787
    ISBN: 9781581348293
    Retail: $15.99
    Rainbow Price: $10.75

    Lively and engaging overview of the personalities and events that comprise what historians call the Protestant Reformation in Europe. Readers will learn how the biblical truths and ideals of this great historical movement helped to shape the direction of many European countries, and also lay the political, religious, and cultural foundation for much of the Western world. The author, Stephen J. Nichols manages to make this study both scholarly as well as interesting. 150 pgs, pb. ~ Mike

  • Item #: 029237
    ISBN: 9781937032180
    Retail: $0.00
    Rainbow Price: $19.00
    Personal finances from the brilliant mind of America's favorite college professor, six-year-old Fred Gauss! Teaching teens the importance of financial responsibility, this course provides thirty-four lessons covering vital topics like needs vs. wants, assets and liabilities, budgeting, net worth, credit cards/debt, simple and compound interests, savings, education, investments/stocks, real estate, retirement, owning your own business, insurance, taxes, constitutional limits, and much more. Complex financial equations are simplified with practical explanations, along with Your Turn to Play chapter questions providing students practice to reinforce important concepts. Answers included. Whether your students have previously fallen in love with the Life of Fred (LOF) math courses or you are new to Fred, this course provides a witty, yet educational story to teach the inherent responsibilities we have as consumers and producers in today's society. HC. 176 pgs. ~Deanne
  • Item #: 020853
    ISBN: 9781612125091
    Retail: $14.95
    Rainbow Price: $11.50

    Author of the beloved Keeping a Nature Journal, offers a dynamic resource for exploring the beauty and the science that is found all around us. Beginning with the foundation of pausing to observe the world, Ms. Leslie provides a beautiful mix of inspiration, information and "try this" activities. Topically, you will learn about the night sky, weather, plants and mushrooms, and various animals. Beautifully illustrated. You will want to keep this nearby for tips, guidance or simply to be inspired in your personal nature journey. Brief references to evolutionary dating. 144 pgs, pb. ~ Deanne

  • Item #: 054166
    ISBN: 9781606833506
    Retail: $14.99
    Rainbow Price: $5.95

    What were the principles that helped found the United States? What was the significance of those principles? Are those principles still valid today? Can you name any of those principles? This book is a clear discussion of those very important principles and rights that are an integral part of our national identity. Learn about the biblical foundations of these principles, and how the rights they promote imply both personal and national responsibility. Engagingly written, this book would make a great companion to any high school US history course and is also easily accessible for anyone who simply has an interest in reading about the rights and responsibilities of America's citizens – as guaranteed by our Christian heritage. 352 pgs, pb. – Zach

  • Item #: 046881
    ISBN: 9780688154745
    Retail: $7.99
    Rainbow Price: $5.95

    This storybook gives a good overview of the various explorations that shaped the Americas from 1500 to 1620. Full-color pages and maps illustrate, while details about the various notable travelers, soldiers, treasure hunters, and explorers are shared. The tone of the book is a bit negative, as the explorers are sometimes presented as money and power hungry conquerors who demolished native people and lands, but readers will get introduced to some of the more notable explorers and the areas they made an impact in. The book discusses why different people traveled and explored and who financed the trips, major events and conflicts that occurred with native people, settlements that were established, development and expansion of maps, what life was like for explorers and settlers, and other important events. Kids will get a good look at the era that brought new people into Americas and dramatically expanded the known world. Columbus, Hernan Cortes, Francisco Pizarro, John Cabot, Giovanni da Verrazano, Jacques Cartier, John Hawkins, Francis Drake, John Smith, and Samuel de Champlain are a few of the explorers mentioned. No one person is covered in great detail; instead, the book is more of a flowing narrative that shows how events progressed until the New World was settled. By Betsy and Giulio Maestro, 48 pgs, pb. ~ Rachel

  • Item #: 031254
    ISBN: 9781619302655
    Retail: $17.95
    Rainbow Price: $12.95

      There are so many valuable lessons here for kid-preneurs! Written in a way that kids will understand, the pages are colorful and clear, with illustrations and text boxes making it visually appealing. I liked the timeline at the beginning that goes from early bartering for goods to social media! There are many examples of entrepreneurs’ stories that kids will know like George Washington and Steve Jobs. I really loved how they walk students through the steps to plan their business, starting with a personality quiz and an honest self evaluation of your strengths. This is followed by brainstorming, evaluating your ideas, then writing an overview and summary. Other topics covered include: customers and competition, marketing and communication, and managing the money you make. Each step includes a project for the reader to complete. At the least, this book will be a great education in some basic business principals, and at the best, you groom and watch blossom a possible career for your child or student! Sc, 122pp  ~Sara

  • Item #: 005422
    ISBN: 9780471317517
    Retail: $19.95
    Rainbow Price: $15.95

    Yes, a book that covers all the math you'll ever NEED. Numbers are everywhere, like it or not, and are a very important part of our lives. A surprising percent of people are mathematically illiterate and have trouble doing even grade school math without using a calculator. But this book makes us use our brains so we can once more solve problems in our heads or on paper, without depending on a calculator! A good refresher course for high schoolers, college graduates, or even adults, the 24 chapters go through math from the multiplication table to personal finances, to business math. Advanced word problems, interest rates, exponents and square roots, and much more are covered. Self-tests are included starting in chapter three, with at least two self-tests in every chapter. If you're inclined to skip some chapters, it's good to take the self-tests anyway, to see how well you really know that area. Don't feel intimidated by numbers any longer! Push aside that calculator dependency and use your head! - Megan