Home - Rainbow Resource Center, Homeschooling Curriculum and Homeschooling Supplies. Where homeschoolers come for home school curriculum

Welcome to RainbowResource.com — Learning Tools for Homes and Schools Serving Home Educators Since 1989

Dave Ramsey Personal Finance

Language
Search Results for "dave ramsey personal finance"
Items 1 - 30 of 32
  • Item #: 058149
    Retail: $149.99
    Rainbow Price: $117.95

    Foundations in Personal Finance for Homeschool is a complete, turnkey, high school curriculum designed to fully equip homeschool teachers with everything needed for a dynamic learning experience. We've included lesson plans, teaching delivered via video by Dave Ramsey and his team of experts, and a blended learning website, foundationsU.com. In addition, more than 35 activities are included which focus on providing 21st century personal finance knowledge and skills in a student-centered approach to learning.


    This set includes:


    Teacher's Edition on CD-ROM:


    This brand new addition to the Foundations in Personal Finance for Homeschool curriculum is a 160-page digital teacher guide on CD-ROM with more than 35 activities, case studies, and assessments.



    Instructional Videos

    This set of 5 DVDs offers more than 12 hours of engaging classroom instruction taught by Dave Ramsey, Rachel Cruze and Chris Hogan.



    Student Text


    The Foundations in Personal Finance for Homeschool Student Text is a comprehensive, 288-page student soft-cover consumable.



    foundationsU Blended Learning Site


    Our Foundations in Personal Finance for Homeschool curriculum comes with access to our blended learning site. FoundationsU.com is full of interactive tools, relevant articles, and real-world activities on a student-focused website designed for all devices.

  • Item #: 063679
    ISBN: 9780849964794
    Retail: $12.99
    Rainbow Price: $7.25

    Teaching our children how to handle money is often “caught and not taught,” yet, how many of us learned our own personal money skills in the school of “hard knocks?”

    As parents, we want to set a good example of money management, but what if our ideas of money management are just not clicking with our child (or spouse!). Have you ever considered that you may have different money personalities? In the grand scheme of things, money is simply a tool, a means to an end, and that end is quality relationships with our spouse, children and the world around us. Delving into the heart of money relationships—the deep seated assumptions and beliefs that each of us bring to the money decisions we make—the authors expand on the five types of money personalities: saver, spender, risk taker, security seeker, and flyer, to help us identify our unique money personalities. Then the book moves on to assess the money personalities of our children through a designated assessment link and code. With this foundational understanding, the authors provide practical advice and encouragement for teaching our children basic money skills. The following sections are divided into 3 age groupings: 5-12 years, 13-17 years and 18 and beyond, with insights and ideas specific to the five money personalities. Also included are parental “button pushers” to be aware of in order to prevent us from over reacting and derailing these important conversations. A great tool to understand how different children approach and deal with money that would be a great go-along for parents whose children are working through the Dave Ramsey Foundations in Personal Finance course or the Money Matters for Kids/Teens series. 257 pgs, sc. ~ Deanne

  • Item #: 059789
    ISBN: 9781937077631
    Retail: $24.99
    Rainbow Price: $15.50

    As parents, there is no greater blessing than to watch our children grow into adulthood internalizing and owning what we sought to teach them. Popular radio host Dave Ramsey, along with co-author and daughter, Rachel, share an essential vision and practical strategies to raise money smart kids, from toddler to teen.

    Topics include the value of work and earning a commission (not allowance), budgets and spending, saving, giving, consequences of debt (from credit card to college loan), contentment, and a range of family situations-from adoption, single parenting, blended families, private vs. public school choices to estate planning. Includes student budget templates for immediate application of the principles for the teens in your family.

    Whether you have attended a Financial Peace University class or are simply wanting to make better financial decisions for your family, this book offers a host of valuable tips for changing your financial legacy. 256 pg, hc. ~ Deanne

  • Item #: 058148
    ISBN: 9781936948192
    Retail: $29.99
    Rainbow Price: $25.95
  • Item #: 046881
    ISBN: 9780688154745
    Retail: $7.99
    Rainbow Price: $5.95

    This storybook gives a good overview of the various explorations that shaped the Americas from 1500 to 1620. Full-color pages and maps illustrate, while details about the various notable travelers, soldiers, treasure hunters, and explorers are shared. The tone of the book is a bit negative, as the explorers are sometimes presented as money and power hungry conquerors who demolished native people and lands, but readers will get introduced to some of the more notable explorers and the areas they made an impact in. The book discusses why different people traveled and explored and who financed the trips, major events and conflicts that occurred with native people, settlements that were established, development and expansion of maps, what life was like for explorers and settlers, and other important events. Kids will get a good look at the era that brought new people into Americas and dramatically expanded the known world. Columbus, Hernan Cortes, Francisco Pizarro, John Cabot, Giovanni da Verrazano, Jacques Cartier, John Hawkins, Francis Drake, John Smith, and Samuel de Champlain are a few of the explorers mentioned. No one person is covered in great detail; instead, the book is more of a flowing narrative that shows how events progressed until the New World was settled. By Betsy and Giulio Maestro, 48 pgs, pb. ~ Rachel

  • Item #: 029237
    ISBN: 9781937032180
    Retail: $0.00
    Rainbow Price: $19.00
    Personal finances from the brilliant mind of America's favorite college professor, six-year-old Fred Gauss! Teaching teens the importance of financial responsibility, this course provides thirty-four lessons covering vital topics like needs vs. wants, assets and liabilities, budgeting, net worth, credit cards/debt, simple and compound interests, savings, education, investments/stocks, real estate, retirement, owning your own business, insurance, taxes, constitutional limits, and much more. Complex financial equations are simplified with practical explanations, along with Your Turn to Play chapter questions providing students practice to reinforce important concepts. Answers included. Whether your students have previously fallen in love with the Life of Fred (LOF) math courses or you are new to Fred, this course provides a witty, yet educational story to teach the inherent responsibilities we have as consumers and producers in today's society. HC. 176 pgs. ~Deanne
  • Item #: 005422
    ISBN: 9780471317517
    Retail: $19.95
    Rainbow Price: $15.95

    Yes, a book that covers all the math you'll ever NEED. Numbers are everywhere, like it or not, and are a very important part of our lives. A surprising percent of people are mathematically illiterate and have trouble doing even grade school math without using a calculator. But this book makes us use our brains so we can once more solve problems in our heads or on paper, without depending on a calculator! A good refresher course for high schoolers, college graduates, or even adults, the 24 chapters go through math from the multiplication table to personal finances, to business math. Advanced word problems, interest rates, exponents and square roots, and much more are covered. Self-tests are included starting in chapter three, with at least two self-tests in every chapter. If you're inclined to skip some chapters, it's good to take the self-tests anyway, to see how well you really know that area. Don't feel intimidated by numbers any longer! Push aside that calculator dependency and use your head! - Megan

  • Item #: 068998
    ISBN: 9780892217137
    Retail: $14.99
    Rainbow Price: $11.99

     Understanding the economic crisis facing our nation is imperative to making wise decisions with our day-to-day financial choices. Providing a historical perspective on money and the federal reserve, author Jerry Robinson takes us on an eye-opening journey through America’s debt, the retirement crisis and the danger of excessive consumerism. He introduces strategies for restoring personal, financial security for your future through wise investments, creating income streams for today and retirement, and strategies to protect your finances. Includes appendices with additional information on inflation, financial freedom, and reader FAQs. Adults and teens alike will glean tidbits to secure a future free of financial burdens. Recommended resource for Master Books Intro to Economics: Money, History and Fiscal Faith. Christian content. pb, 317 pgs. ~ Deanne

  • Item #: 068994
    ISBN: 9780890518113
    Retail: $58.97
    Rainbow Price: $42.95

  • Item #: 068895
    ISBN: 9781944482039
    Retail: $22.00
    Rainbow Price: $19.95

     The Answer Key & Teacher Guide contains an optional 1-year and 2-year course schedule and the answers to all exercises and all the 9 exams included on duplicated student pages (214 pgs, pb). 

  • Item #: 056203
    ISBN: 9780618255283
    Retail: $24.07
    Rainbow Price: $18.05
  • Item #: 056202
    ISBN: 9780618222056
    Retail: $66.13
    Rainbow Price: $49.60
  • Item #: 055699
    Retail: $99.75
    Rainbow Price: $96.95
  • Item #: 055698
    Retail: $99.75
    Rainbow Price: $96.95
  • Item #: 050845
    ISBN: 9781936948291
    Retail: $19.99
    Rainbow Price: $16.50

  • Item #: 050708
    Retail: $117.99
    Rainbow Price: $93.95

  • Item #: 046281
    ISBN: 9781465440006
    Retail: $9.99
    Rainbow Price: $7.50

  • Item #: 045577
    Retail: $7.95
    Rainbow Price: $6.95

    If you listen to Dave Ramsey's radio show for very long, you'll notice that some adults have never learned to manage their money. If they had used the Moonjar Moneybox while growing up, they might be better off today. The Moonjar Moneybox is a simple system of keeping track of the money you receive and having a plan before you receive it as to what percent of your $ is saved, shared, or spent. Instead of a piggy bank, the child stores his money in one of 3 boxes (blue for save, red for share, green for spend) banded together to form a hexagon. That way, it goes in the appropriate box right away. A Passbook that looks like a miniature checkbook register allows the child to track his receipts, with a column for each category.

    This item is an easy and inexpensive way to learn about money management, to encourage saving, and to practice tithing. Maybe we should buy one for each of our congressmen and President Obama? ~ Bob

  • Item #: 037521
    ISBN: 9781684040728
    Retail: $11.95
    Rainbow Price: $9.25

  • Item #: 037517
    ISBN: 9781684040711
    Retail: $11.95
    Rainbow Price: $9.25

  • Item #: 037511
    ISBN: 9781684040704
    Retail: $11.95
    Rainbow Price: $9.25

  • Item #: 037501
    ISBN: 9781684040698
    Retail: $11.95
    Rainbow Price: $9.25

  • Item #: 035491
    ISBN: 9781724337610
    Retail: $17.99
    Rainbow Price: $15.95

    I consider myself to be fairly knowledgeable when it comes to college-prep homeschooling, but I just discovered that I only knew the proverbial "tip of the iceberg." Fortunately, I can now point you to the real expert Jennifer Cook-DeRosa. This book is an amazing compendium of information. She covers all the topics you would expect college credit at home, high school planning, curriculum-building, test-taking, transcripts, college admissions and costs. She covers these topics completely and thoroughly; citing a wealth of resources, in a manner that I appreciate bullet points. But what I savored most is the overall philosophy of her approach. Homeschooling moms wear many hats during their career, but one that has been overlooked (at least until now) is that of high school guidance counselor. With this book in hand, you will have the tools you need to guide your child not only through high school but into college and onto a life path that avoids many expensive pitfalls along the way. Her general approach to educational costs might be dubbed a Dave Ramsey-esque cost/value assessment. In other words, she gives you lots of options for avoiding the ubiquitous college debt that many families just accept and many homeschooling families avoid by shunning college educations all together. Her tips for talking to children about the relative value of jobs and their attainment cost helps to put "pursuing your dream" into economical perspective and will help you realistically prepare your children for establishing and supporting a family. Don't wait until your child is in high school to read this book (although better then than never) middle school is a good time to start the process of educating yourself (once again) and filling your mind with the possibilities. Now in a revised, expanded 2nd edition with new content. 337 pgs. pb. ~ Janice

  • Item #: 032881
    ISBN: 9780890518052
    Retail: $13.99
    Rainbow Price: $10.75

     The course is laid out in 180 daily lessons but equals only ½ high school credit. Most families will find it do-able to  double up on the lessons to finish in one semester. The suggested schedule is printed in the book and offers space to record due dates for assignments and grade recording. Worksheets are provided to accompany the book and DVD, along with quizzes, tests, and an answer key. This study will biblically prepare your high school student to be fiscally responsible even if the government isn't. ~ Donna

  • Item #: 031254
    ISBN: 9781619302655
    Retail: $17.95
    Rainbow Price: $12.95

      There are so many valuable lessons here for kid-preneurs! Written in a way that kids will understand, the pages are colorful and clear, with illustrations and text boxes making it visually appealing. I liked the timeline at the beginning that goes from early bartering for goods to social media! There are many examples of entrepreneurs’ stories that kids will know like George Washington and Steve Jobs. I really loved how they walk students through the steps to plan their business, starting with a personality quiz and an honest self evaluation of your strengths. This is followed by brainstorming, evaluating your ideas, then writing an overview and summary. Other topics covered include: customers and competition, marketing and communication, and managing the money you make. Each step includes a project for the reader to complete. At the least, this book will be a great education in some basic business principals, and at the best, you groom and watch blossom a possible career for your child or student! Sc, 122pp  ~Sara

  • Item #: 018810
    ISBN: 9781580370912
    Retail: $11.99
    Rainbow Price: $8.95

    The purpose of Personal Finance is to provide children with a solid background in money matters by offering a brief overview of fundamental financial topics. The book starts off with the exploration of career choices and then progresses to banking issues generally related to checking and savings accounts. The remaining content of the book covers the following topics: various types of insurance (auto, life, and property), investing in stocks and bonds, decision making in large purchases like a car or home, and the various classes of taxes (income, employment, sales, and property). Although the majority of the topics included in this workbook are not new to children, the extensive collection of hands-on assignments allow the child to develop a better understanding by applying the concepts to his personal experiences. After completing the exercises in this book, your child will know how to perform important real-life activities such as writing a check, reconciling a bank account, preparing a budget, and filing an income tax return. This workbook is consumable with limited classroom reproduction rights. Answers are included. ~ Enh

  • Item #: 013273
    ISBN: 9780740338014
    Retail: $99.95
    Rainbow Price: $89.96

    This software, now packaged in a USB flash drive format, contains a year's worth of lessons in consumer mathematics. The Switched-On Schoolhouse program creates an interactive learning environment by combining written instruction with video clips, audio clips, animation, and vocabulary games (that's right, even in math it's important to learn the appropriate vocabulary). Like other Switched-On Schoolhouse subjects, this computer-based course is NOT intended for self-study. Personal instruction is required. This software is not intended to replace the teacher, but to free up some of the teacher's time by taking care of administrative tasks such as grading and writing lesson plans.

    This course consists of the following ten units: basic math review, personal finance, statistics, taxes & insurance, banking & credit goods, purchase & sale of goods, leisure & travel & retirement, job-related services, and consumer math review. Each unit contains approx. twenty lessons, two to five quizzes, and one unit test. Once the teacher sets up the student calendar, lesson plans are automatically generated by evenly spreading the course work over the total number of school days. Up to five students can be registered on this software, and access for each student is password protected.

    One feature I really enjoyed using was the message posting system. Before each new lesson, the teacher can skim the material and post hints or explanations to potentially confusing sections. During the lesson, the student can read these messages and post his or her own comments and questions (which is really useful if the teacher is not on-hand to answer questions when the lesson is actually completed). The more familiar the teacher is with the course content, the easier it will be to answer student questions, especially since answer keys, but not solutions, are provided. I would consider this elective a high school level course. System requirements: Windows 7/ Windows 8 & 8.1 / Windows 10; printer recommended. - Anh

  • Item #: 004735
    ISBN: 9781250106940
    Retail: $25.99
    Rainbow Price: $17.95

    Sounds like an oxymoron doesn't it? The reality is there really is such a thing as common sense economics, especially as it relates to wealth and prosperity. Laying a solid foundation for beginning economists and helping advanced students/adults see the bigger picture of the impact of economic policy changes, this book seeks to alleviate economic illiteracy through key principles that equip us to make wise personal and policy choices. In Part 1, readers will explore the twelve key elements of economics. In this section, you will learn the true meaning of costs, why prices matter, how trade furthers prosperity and how the production of goods and services people value (and not just jobs) provides the source of high living standards. In Part 2, the seven sources of economic progress are explored with a focus on the major factors that underlie the growth process. Privately owned property, competition, limits on government regulation, efficient capital investments, monetary stability, low tax rates and free trade are covered in this section. Part 3 examines the role of government in common sense economics. Thoroughly explaining ten elements of clear thinking about economic progress and the role of government, you will quickly realize that the government does have a role in a successful economy, it may just need redefined. Part 4 concludes the economic study with twelve key elements of practical personal finance. Topics include your personal comparative advantage, entrepreneurship, budgeting, financing, savings, investments and diversifying, and teaching your children how to earn and spend money wisely. Including an extensive note section and index along with a website dedicated to the study of common sense economics, this well-organized exposition of economics will educate teens and adults with a thorough and practical understanding of economics and the impact it has on our lives. Worth noting is that the author has supplied a wealth of online resources, at the request of educators, to specifically provide a comprehensive economics course survey. HC. 227 pgs. ~Deanne

  • Item #: 004267
    Retail: $59.95
    Rainbow Price: $43.95

    This hefty high school curriculum, newly revised in 2016, was designed to train girls to become godly women, based on Proverbs 31:10-31. The goal of the curriculum is to help Christian girls develop their skills and abilities for optimal service to the Lord within the family setting: a preparation for all the duties of an adult life. The guide's beginning elaborates on the program's philosophies and then discusses four learning styles as well as the Six R's of education (adds Research, Responsibility and Righteousness to the traditional three). The author assumes that students have a good basic mastery of Math and English grammar, as well as a good reading ability. In addition, these courses are written for mature young people., there are reproducible forms for planning and record keeping. (It is highly recommended that your daughter plan or at least help to plan her own lessons.) The forms included are a Goal Planning Checklist, High-School report Card, Lesson Planning Sheet, and a High School Cumulative Record Card. (This sheet will become the high school transcript for any student wishing to proceed on to college.) The curriculum guide is broken up into 20 different units (10 in Volume 1 and 10 in Volume 2). Each unit focuses on a different verse or verse group from Proverbs 31. Then, this unit is broken down into thematic mini units. Subjects covered are Bible and Christian Character, Cultural Studies, Reading and Literature, Composition, Math and Personal Finance, Science, Health and Physical Fitness, Practical Arts, and Decorative and Performing Arts. In each subject area within a unit, this curriculum guide gives a list of lessons for girls to choose from and complete. Since activities are provided for the four learning styles, there are more activities in the guide than can be completed in 4 years. The materials are written directly to the students, as they are encouraged to take responsibility for their own education. Each lesson assigns suggested point value (largely based on Carnegie units), so when an activity is completed you can easily total the points and convert them into High School credits. The guide also provides detailed instructions about how best to use the program, lists essential materials for the course, and recommends supplementary courses. Essential materials for the course are a Bible, concordance, dictionary, encyclopedia, hymnbooks, an English grammar book, and a writing style book). The list of strongly suggested materials is more extensive. Far Above Rubies was created to stand on its own, although the lessons call for reading and using a number of other books, such as Writer's Inc., the Kingfisher History Encyclopedia, Understanding the Times, and more. At the end of each volume, there is an updated, detailed list of recommended resources (and corresponding Web locations for more information), many of which we also offer in our catalog. Also included for each volume are some cross-reference guides to help you locate specific lessons based on chronology or theme and a "25 Ways to Have Fun with Book Reports" chart. Please note that although the guide self-proclaims that it is not necessarily against college and career goals for young ladies, they admit that this is not the primary aim of this guide. Consequently, if your daughter plans on attending college or becoming a career woman, you will need to supplement her curriculum with some college-preparatory math and science (specific suggestions are offered). However, this curriculum does still provide the college-bound with a well-rounded base, and it also offers a number of business and vocational skills. Help prepare your daughters using the model provided in Proverbs 31. Includes Beautiful Girlhood Audiobook and 7 bonus e-books: Friendship, Friendship Notebook pages, Girls in Bookland, Nest in the Honeysuckles, The Merchant Maiden, The Basket of Flowers, and The Value of a Praying Mom. The curriculum is only available in PDF format on CD-ROM. Requires Adobe Reader, a free download. Revised edition, 2016. Win/Mac ~ Rachel/Ruth.

  • Item #: 003589
    ISBN: 9780825137709
    Retail: $26.00
    Rainbow Price: $20.50

    Have your children's interests been piqued by all the "It's the Economy, Stupid" discussions revolving around the Presidential scandal? I didn't think so, but if you want a short course that will teach them about the workings of our economy anyway, here it is. This student worktext explains basic economic theory, discusses how the economy effects our lives, touches on our relationship with the economy of the world, and explores consumer economics. Economic concepts presented include Supply and Demand; The Stock Market; Money and Banking; Credit, Debt, and Savings; Inflation, Recession, and Depression; Taxation; The Role of Government Spending and Borrowing; and The Interaction of Business, Labor, and Government. The text is interactive, with questions for students to respond to quesas they read. The questions and exercises are well-conceived and thought-provoking, helping students think critically and develop an understanding of how the concepts presented apply to their lives. A chapter on The Economy and You brings it even closer to home, covering personal and family finance. Includes an assessment test, answers, and a glossary. This course will take 9 weeks or so to complete.